"Sub-prime" Pronounce,Meaning And Examples
"Sub-prime" Natural Recordings by Native Speakers
"Sub-prime" Meaning
A type of credit or financial asset that is considered to be at a higher risk of default. It is given to individuals who do not qualify for prime credit, typically due to a lower income, poor credit history, or other factors.
"Sub-prime" Examples
Example 1:
Loans to individuals with poor credit history are known as sub-prime loans. These loans often come with higher interest rates and stricter repayment terms.
Example 2:
Investors have been hesitant to lend to businesses in the sub-prime sector due to the high risk of default.
Example 3:
The sub-prime crisis led to a global economic downturn in 2008, causing widespread unemployment and home foreclosures.
Example 4:
Banks have been criticized for their involvement in the sub-prime mortgage market, as it contributed to the financial crisis.
Example 5:
To qualify for a mortgage, your credit score must be above a certain threshold to avoid being classified as a sub-prime borrower.
"Sub-prime" Similar Words
Sub-disciplines
Sub-genre
Sub-genres
Sub-heading
Sub-holding
A sub-holding is a financing structure used by corporations to create a holding company that does not own the majority of the shares in the operating company. Instead, the sub-holding owns a minority stake, typically held by a larger parent company.<br><br>In other words, a sub-holding is a subsidiary of a holding company, but it has its own separate legal identity and operates independently to some extent. The sub-holding typically has its own management team and board of directors, and may even list on the stock exchange.<br><br>The main purpose of a sub-holding is to separate the operating assets from the financial risks associated with them. For example, a company might create a sub-holding to contain a business that is highly risky, but still wants to retain a significant stake in the revenue generated by that business.<br><br>Additionally, sub-holdings can also be used to:<br><br> Reduce taxes by taking advantage of tax credits and deductions<br> Simplify financial reporting and compliance requirements<br> Isolate specific assets or liabilities<br> Enhance flexibility in fundraising and M&A activities
Sub-index
Sub-officer
Sub-orbital
Sub-regional
A smaller region within a larger geographical region, often depending on a larger region for support, administration or services.
Sub-saharan
Sub-scale
Sub-set
Sub-species
Sub-system
Sub-themes
Sub-titles